Necessary
A little more clarity for your money

Spend with
intention.

Know what’s left, plan ahead for bills, and make room for what matters. Necessary helps your household understand everyday spending together.

Download on the App Store ↗

Made for iPhone · Canadian dollars

Necessary app showing a household spending overview
Make the everyday count

Less guesswork.
More perspective.

01

See what’s left

Add the money you have available and see your spending throughout your budget period.

02

Decide what matters

Review purchases as necessary or unnecessary, and exclude the ones outside your everyday spending.

03

Plan together

Share a household, explore category spending, and keep an eye on recurring bills and set-asides.

01 / Everyday budgeting

Your money.
A clearer picture.

Add your spending money, set optional category targets, and see what’s left in your budget period. Review each purchase as necessary or unnecessary to discover where you could save.

Necessary’s current Budget screen with category spending and remaining funds
02 / Recurring & set-asides

Be ready for
the next bill.

Keep bills and subscriptions in one place. Break larger payments into smaller set-asides and see what to put away each pay period.

Check off transfers as you go. Your plans stay separate from your everyday spending balance.

Necessary Recurring screen showing planned transfers for bills and subscriptions
03 / Spending insights

See the patterns.
Choose your next move.

Explore where your money went, compare budget periods, and spot the purchases that add up. Understand your habits without losing sight of the transactions behind them.

Necessary Insights screen with spending charts and category breakdowns
04 / Apple Pay + Shortcuts

Tap to pay.
Keep track with Necessary.

Set up the Apple Pay Shortcuts automation from Necessary’s settings to send purchases to the app. Spend less time entering transactions and more time understanding them.

Requires setup in Apple Shortcuts. The details available depend on the transaction and your automation.

Start spending with intention ↗

Make room for what matters.

A simpler way to understand your household spending.

Find Necessary on the App Store ↗